ECB keeps its three key interest rates unchanged
The European Central Bank’s October 29 decision keeps its deposit-facility rate at 2.50%, its main refinancing rate at 2.65%, and its marginal lending rate at 2.90%.
What the record says
The Governing Council warned that higher energy prices pose risks of stronger inflation and weaker growth. It said policy decisions will depend on incoming information and be taken meeting by meeting, without committing to a particular future rate path.
Source details and supporting locations.
Practical next step
Read the ECB’s official decision for its rates and economic assessment.
Limits and what is not established
This reports the ECB’s announced decision. It does not predict future policy changes, exchange rates or the borrowing costs faced by an individual customer.
Sources checked October 29, 2026. Later notices may change instructions or arrangements.
Original sources
European Central Bank: original information