Florida OIR warns consumers about Hydrogen Deep and The Wave Insurance
Florida’s insurance regulator says it ordered Hydrogen Deep, doing business as The Wave Insurance, to cease unlicensed activity and urges consumers to verify insurers’ authorization.
What the record says
In its September 28 notice, the Florida Office of Insurance Regulation says a market-conduct examination found the company operated without the required license. OIR directs consumers to its active-company database to check insurance entities and provides the Department of Financial Services consumer-assistance line for insurance questions.
Source details and supporting locations.
Practical next step
Check insurance entities through OIR’s official active-company database and contact the state’s consumer-services office with concerns.
Limits and what is not established
This record attributes the findings and order to the regulator’s September 28 notice. It is separate from the October notice concerning Atlantic Coast Life and is not evidence of a new order issued today.
Sources checked October 16, 2026. Later notices may change instructions or arrangements.
Original sources
Florida Office of Insurance Regulation: original information