UK regulator consults on wider access to iPhone contactless technology

Revision 1 · Technology and competition policy · International · Record prepared

Prepared through Iliyn’s AI-assisted editorial workflow. Source statements are not independent audits of underlying events.

The CMA proposes changes to Apple's UK contactless access arrangements and invites responses until November 17.

What the record says

The UK's Competition and Markets Authority opened consultation October 20 on proposed requirements for access to iPhone near-field communication technology. The proposals would require access through both major contactless standards used internationally and introduce principles intended to make access commercially viable. The CMA expects substantially lower fees than Apple's current charges but says it is not proposing to set exact prices and terms. Potential uses include competing payment wallets, travel passes, digital credentials and keys. Consultation closes November 17, with a final decision after responses are assessed.

Source details and supporting locations.

Practical next step

Interested businesses and members of the public can review the CMA's Apple mobile-platform case page and consultation instructions before November 17.

Limits and what is not established

These are proposals under consultation, not final requirements or proof that competing UK services have launched. Expected lower fees and increased competition are the regulator's projections. This UK process does not establish changes to U.S. iPhones or payment rules.

Sources checked October 20, 2026. Later notices may change instructions or arrangements.

Original sources

UK Competition and Markets Authority: original information

Corrections and history

Read correction history

Analytics is off unless you choose to accept. Privacy and contact